Some injuries have long-term effects that go far beyond pain. These serious injuries can change how you live, work, and function. When that happens, the law may consider them catastrophic.
Defining catastrophic injuries
Catastrophic injuries are severe and often permanent. They usually impact your brain, spine, or limbs. Common examples include traumatic brain injuries, spinal cord damage, amputations, and severe burns. These injuries may cause lasting physical or mental disability.
Unlike less serious injuries, these often require major medical care. You might need surgeries, rehabilitation, or assistive devices. In many cases, your ability to work or care for yourself changes for life.
How the law treats these injuries
Missouri law does not use a single definition, but courts recognize the major impact these injuries cause. A key factor is whether the injury permanently limits your daily activities. Courts often look at the long-term cost of care, lost income, and emotional distress.
Because of the severity, damages in these cases can be much higher. That includes medical bills, future treatment costs, lost earning potential, and pain and suffering. The more an injury changes your life, the more compensation may be available.
When injuries qualify as catastrophic
An injury may qualify as catastrophic if it prevents you from living independently or returning to work. For example, if a car crash leaves you paralyzed, your injury would likely fall into this category. Losing a limb, suffering brain damage, or losing your vision could also meet the standard.
In these cases, evidence from doctors, therapists, and family members can show how your life has changed. These details help courts understand the full effect of the injury.
If you’re dealing with long-term effects from a serious injury, the law may offer more protection than you think. Recognizing when an injury qualifies as catastrophic helps you better understand your legal options and what compensation you might recover.
