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Should I talk to insurance companies without a lawyer?

On Behalf of | Jan 11, 2021 | Personal Injury

A personal injury like a slip-and-fall or car accident can be extremely costly for the victim. Medical bills, lost income, and even property damage can be expensive. After an accident, the at-fault party’s insurance company my act quickly to reach out to the victims to discuss compensation, but should you talk to them without an attorney?

There are more than 400,000 personal injury cases every year, making it important to know how you should deal with insurers after your accident.

How to recover from an accident

The first thing that people need to understand after an accident is that insurance companies will not just give you your maximum compensation right away. It is common for insurers to offer accident victims less than they deserve as a settlement or even try to pin the liability of the accident onto the victim.

By talking to insurance companies on your own, you leave yourself in a vulnerable position. An attorney’s experience can offer you knowledge about the amount of compensation you deserve and the negotiation skills that you need to secure that compensation. Without the guidance of a lawyer, you also leave yourself at risk of making a mistake that can cost you some or all of the compensation you would have otherwise earned.

Arm yourself against insurance companies

Insurance companies hope that victims do not seek a lawyer and will even try to convince them that attorneys only make things more complicated and slow things down. They want victims to go without an attorney in the hopes of sticking them with a settlement that is less than they deserve.

A lowball settlement can leave you paying for the rest of your injury costs, which can be more than you are ready to pay for. Talk to a personal injury attorney and get the guidance you need to secure the compensation you deserve from whoever is liable for your injuries.

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The attorneys of Hotz & Brandt, LLC have the experience and legal skill that creates an advantage for our clients. More than that, though, we care. Our exacting, extensive methods have made the difference for so many of our clients. Find out how we can make the same difference for you by calling our Washington, MO office at 636-266-2279.

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